Easy Financing Options

Why Choose Our Financing Options?

  • Flexible Payment Plans: You don’t have to cough up a lump sum rather you make payments over a given time line.

  • Low or No Interest Options: Depending on the plan, enjoy low or 0 % interest rates. Quick Approval Process: Anyone can apply without the risk of damaging their credit score.

  • No Hidden Fees: Clear cut terms and no fine print tricks.

  • High Purchase Limits: Funds for financing may be used for small, or rather big purchases without complications.

Financing Options Available

1. Interest-Free Financing
  • There is 0% interest for some selected plans up to payment assist periods of 6 or 12 months.

  • These range of options are perfect for financing engagement rings, lab grown diamonds etc on a short term.
2. Long-Term Financing
  • This allows payments to be stretched between 24 to 48 months with quite reasonable applied interest rates.

  • This is ideal for cases where one is buying larger items or makes work custom made jewelry.
3. Buy Now, Pay Later
  • Also known as the BNPL option – this allows the customer to split their purchase into 4 equal payments which attract no interest within a period.

  • No credit check is considered for the first initial approval.
4. Credit Card Financing
  • This method uses the credit card for the sake of collecting loyalty points and at the same time spreading the payment over time.

How to Apply for Financing

1. Select Financing at Checkout
  • Pick your desired piece of jewelry and add it to the cart. Check out the proceeds.

  • Purchase the financing option available which is most effective to you.
2. Complete the Quick Application
  • No more than three other forms are filled up.

  • Wait for a reply, which is ready within minutes, but which does not require any inquiry much to your credit rating.
3. Finalize Your Purchase
  • After the confirmation, finish the transaction and start wearing your jewelry without delays.

  • Payments will be deducted automatically according to the plan you have selected.

Eligibility Requirements

  • The age limit of 18 years is mandatory.

  • A government id and physical address in the United States are necessary.

  • Proof of income or financial stability of some sort is required.

Benefits of Financing with Stienhardt & Stones

  • Affordable Payments: Divide the cost of your purchase to smaller, more manageable sums.

  • Access to Premium Jewelry: Obtain exquisite and ethically sourced jewelry without breaking the bank.

  • Trust in Your Purchase: Use trusted payment providers to enable you purchase and finance like an investment.

FAQ's

It is a long established fact that a reader will be distracted by the readable content of a page when looking at its layout.

Certainly, financing is possible if the purchase is above, or at least, $500.

Of course! There are no penalties, and fees on settling your balance ahead of time.

Our advice is to speak with the financing company as soon as possible to prevent incurring any penalties.

Of course, with our financing policies, all types of jewelry, including customized and lab-grown diamond jewelry, can be financed.

Buy Now Pay Later involves splitting the total amount due for the purchase into four equal payments made after keen intervals of two weeks.

At the moment, this service is only extended to those who reside within the states. We, however, are undertaking measures to include more clients.